The Lending Software
Zambian Money Lenders
Actually Need
Mobile money collections via MTN and Airtel. Compliant loan agreements. SMS and WhatsApp reminders. Real arrears tracking. All for less than you spend on airtime.
Start Your Free Trial
14 days free. No credit card. Import your Excel portfolio in 48 hours.
Why Zambian Lenders Choose Loanegyzer
Excel works until you need to chase arrears across 200 borrowers, reconcile mobile money payments, or show an auditor your portfolio quality.
Chasing borrowers via WhatsApp and prayer
Automated SMS, WhatsApp, and demand letter reminders. Your borrowers get nudged. You get paid.
Recording repayments in a notebook or Excel
Mobile money repayments auto-reconcile. Every kwacha accounted for. No more "I paid but you didn't record it."
Sweating before a Bank of Zambia audit
Audit-ready reports, compliant templates, 48% rate validation, and full transaction history at a click.
Move from Excel in 48 Hours
Download our import template. Paste your borrower and loan data. Upload to Loanegyzer. We validate and confirm your portfolio. You're live — start collecting.
Built-In Mobile Money
Stop recording repayments manually. Mobile money disbursements and collections — all reconciled automatically.
MTN MoMo
Disburse and collect via MTN Mobile Money
Airtel Money
Full Airtel Money integration for payments
Zamtel Kwacha
Zamtel Kwacha for complete coverage
What You Get for Less Than Airtime
Starting at $39/month — less than K1,000/month
Loan Lifecycle Management
From application to settlement. Compliant loan agreements with required disclosures per the Money Lenders Act. 48% rate cap validation built in.
Mobile Money Collections
MTN MoMo, Airtel Money, and Zamtel Kwacha built in. Auto-repayment scheduling. No more manual recording.
Collections & Arrears Engine
3-level demand letters (friendly, formal, final), promise-to-pay tracking, collector assignment, and escalation workflows.
PAR Tracking & Compliance
Real-time portfolio at risk, Bank of Zambia reporting templates, interest rate compliance, and full audit trails.
What Zambian Lenders Achieve
"Loanegyzer has lowered our operational costs and gives us so much information beyond credit! The cherry is how seamless we can access financial reports, client and loan reports and so much more."
Start Your Free Trial Today
14 days free. No credit card needed. Cancel anytime. Import your portfolio in 48 hours.