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Pricing

Simple pricing. Starts at $39 / month.

Less than you spend on airtime. More powerful than any spreadsheet. Plans designed for solo lenders to enterprise MFIs.

14-day free trial · No credit card required

Starter

For solo lenders ditching Excel

$39 /mo

or $29/mo billed annually

  • Users: 2
  • Loans: 500
  • Branches: 1
  • Borrowers: 1,000
  • SMS / mo: 200
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  • Loan origination & disbursement
  • Repayment schedules (flat, reducing, compound)
  • Penalties & fees
  • Borrower profiles & KYC docs
  • Excel/CSV import
  • Arrears tracking & buckets
  • SMS & WhatsApp reminders
  • Manual & mobile money repayments
  • Loan agreements (local templates)
  • Repayment receipts & statements
  • Basic dashboard
  • Basic user roles
  • Basic risk assessment
  • Basic cashbook
  • Knowledge base & email support
Most popular

Growth

For branch-based lenders scaling up

$99 /mo

or $79/mo billed annually

  • Users: 5
  • Loans: 3,000
  • Branches: 3
  • Borrowers: 5,000
  • SMS / mo: 1,000
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  • Everything in Starter, plus:
  • Loan restructuring & write-offs
  • Borrower self-service portal
  • Demand letters (auto-generated)
  • Promise-to-pay tracking
  • Auto-repayment scheduling
  • PAR reports & branch comparison
  • Branch isolation
  • Savings accounts & products
  • WhatsApp support
  • Free portfolio migration

Professional

For MFIs & SACCOs that need full control

$199 /mo

or $159/mo billed annually

  • Users: 15
  • Loans: 10,000
  • Branches: 10
  • Borrowers: 20,000
  • SMS / mo: 5,000
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  • Everything in Growth, plus:
  • Financial literacy microsite
  • Collector task assignment
  • Collection strategy engine
  • Payment reconciliation
  • E-signature & custom templates
  • Collector performance & vintage analysis
  • Maker-checker approvals & full audit logs
  • AI credit scoring & bureau integration
  • Double-entry GL & subledger reconciliation
  • Free portfolio migration

Add-ons

Scale exactly when you need to

Add capacity or specialised modules without changing plans.

Extra SMS bundle (1,000) $15/mo
Extra users (per user) $10/mo
Migration concierge (Starter only) $150 one-time
Premium onboarding $250 one-time
Agricultural module $49/mo
Insurance module $39/mo

FAQ

Common questions

Can't find what you need? Ask us directly.

How long is the free trial?

14 days, no credit card required. You get full access to your chosen plan. Import your borrowers, issue loans, and test everything before you commit.

Is Loanegyzer cheaper than LoanDisk?

Yes. Our Starter plan is $39/mo vs LoanDisk's $59/mo — and includes mobile money, collections and WhatsApp alerts that LoanDisk doesn't offer at any price.

Can I switch plans later?

Absolutely. Upgrade or downgrade anytime with prorated billing. Most clients start with Starter or Growth and upgrade as they scale.

How do I migrate from Excel or another system?

Upload your Excel file with borrower and loan data. We validate and import it. Average migration: 48 hours. Free on Growth and Professional plans, $150 concierge on Starter.

What currencies do you support?

ZMW (Zambia), MWK (Malawi), USD + ZiG (Zimbabwe), and more. Each country pack includes pre-configured currency, templates and mobile money integrations.

Is my data safe?

Your data is encrypted, backed up daily, and isolated per tenant. No one else can see your borrowers or loans. Full audit logs, RBAC, and SOC 2 controls.

Ready to ditch the spreadsheets?

14-day free trial. Live in 48 hours. Cancel anytime.